You authorize
Wallet-controlled execution
Keep your signing keys in your wallet. Review each lending action and approve it yourself before it is submitted.
safefunds · Security starts with your signature.
Your funds. Your signature.Control at every step.
Safer credit starts with control. SafeFunds combines transaction checks, explicit wallet approvals and on-device risk tools to reduce blind signing and keep private keys out of the app.
Your keys stay in your wallet. Every lending action starts with your approval.
Explore security technologies
Choose your market. Keep control.
Review live rates, collateral requirements and liquidation limits in one place. Move from market discovery to a wallet-approved transaction with the details in view.
Loading market dataLive
A clear view is your first safeguard.
Connect your wallet to inspect eligible collateral and borrowing capacity. Connecting gives SafeFunds a view of your holdings; transaction approval stays in your wallet.
Wallet control overviewWallet not connected
Your credit, in view
Put control before commitment.
View eligible assets and borrowing capacity from your wallet. Review your position before you authorize a loan.
Supported asset value
Wallet required
USDG owed
Wallet required
Checking supported markets…
SafeFunds Risk Copilot
On-device analysis · No transactionsKeep your AI questions on your device
Optional local model download: hundreds of MB, about 1.1 GB GPU memory. A compatible WebGPU device is required. Download hosts see network requests, but prompts and analysis are not sent to an AI server. Ordinary wallet and RPC reads are separate.
Your LTV, liquidation distance and borrowing headroom will appear here. No wallet signature or transaction is requested.
Scenario estimates, not financial advice or borrowing approval. USDG is assumed to equal $1. Future interest, fees, oracle changes and conversion costs are excluded. Capacity is a threshold ceiling, not a recommended amount; borrowing to it leaves no buffer. Calculations work without AI. Results are not saved by this feature.
Portfolio Safeguards
Calculated on your deviceSpot concentration. Review your borrowing room.
Concentration across supported Stock Tokens in this wallet and deposited collateral, plus market-by-market borrowing headroom and liquidation scenarios.
Connect to analyze your portfolio
Read-only analysis. No signature, trade or loan is requested.
Historical volatility · Unavailable
The current data feed does not provide a verified historical series. Price-drop scenarios are hypothetical, not measured volatility.
Local analysis, public-chain data
This feature sends no portfolio to an AI provider and stores no analysis. Normal wallet, price-service and RPC reads still occur; your on-chain holdings and loans remain public.
Liquidation Simulator
Instant · On-device · Read-onlyPressure-test your collateral cushion.
Model a price drop on your device. Review the resulting LTV and distance to liquidation before authorizing more debt.
Manual scenarios need no wallet. Connect on credit network (4663) to select a position.
Manual scenario results
Enter collateral value and available liquidity to begin. Results update as you type.
Hypothetical estimates, not a guarantee of safe borrowing or borrowing approval. A 20% buffer uses 80% of the liquidation threshold as the target LTV, not 20 percentage points less. Additional capacity is calculated after the price drop and capped by available pool liquidity. Distance is the further price drop from the stressed scenario to the threshold. Assumes unchanged debt, USDG at $1 and oracle prices tracking the stock; excludes future interest, fees and oracle deviations. No transaction is submitted and no scenario is sent to AI. On-chain positions remain public.
Credit Watch
Read-only position watchKeep a watch on your collateral.
Check positions every 30 seconds while this page is open and visible. Local rules watch LTV, liquidation thresholds and borrow APY. Use the on-device AI below to explain a position.
Connect on credit network (4663) to start.
No auto-transactions, signatures or trading permissions. Closing this page stops monitoring; this is not a 24/7 background service. Alerts may be delayed or missed if the device sleeps or data is unavailable.
Session alerts
No alerts recorded in this session. This does not guarantee safety.
Alerts: LTV reaches 80% of the liquidation threshold, reaches liquidation, rises at least 1 percentage point, or borrow APY rises at least 0.25 percentage points between checks. Session history stays in memory and clears on stop, wallet change or reload. Normal wallet/RPC requests still occur and loans remain public.
Confidential Inference
On-device mode · No cloud fallbackYour analysis. On your device.
Keep AI prompts and position explanations in your browser. On-device models work with calculated financial metrics, while transaction signing stays in your wallet.
This is on-device inference, not hardware-attested confidential cloud compute. No portfolio or prompt is sent to an inference provider. Download hosts see network metadata; wallet/RPC reads and on-chain loans remain public. Your browser, extensions and device must be trusted.
Optional download: hundreds of MB and about 1.1 GB GPU memory. Turn off other local AI panels before loading this one. Model files may remain in browser cache; prompts and answers are not saved by this feature.
Inference off
Your private keys stay yours.
SafeFunds never asks for your seed phrase or private keys. You review and sign lending actions in your own wallet, then follow the transaction on-chain. Supplied collateral is held by the selected lending protocol.
Review. Verify.
Then sign.
Review the asset, network, amount and destination before signing. Manage your lending position from one workspace, with a separate approval for each optional conversion.
Review optional conversionsWe check
Solana transaction validation
Before a Solana lending review reaches your wallet, SafeFunds checks the signer, selected reserve and permitted instructions, then simulates the transaction.
The SafeFunds approach
Fewer blind spots.
More control over your funds.
Build your decisions around checks you can see: wallet authorization, transaction previews, live position data and on-device analysis. SafeFunds keeps those controls close to every lending decision.
Explore custody, data and protocol details →Who holds my signing keys?+
Your wallet. SafeFunds does not collect your seed phrase or private keys. You authorize lending transactions through the connected wallet.
Can collateral be liquidated?+
Yes. Collateral may be liquidated when a position reaches its market liquidation threshold.
Which networks are supported?+
Stock-backed lending uses credit network 4663. Solana lending supports SOL, USDC, USDT, JUP, JitoSOL, mSOL and bSOL through Kamino. Connect Phantom or Solflare to supply, borrow, repay and withdraw. Collateral stays separate on each network.
What does SafeFunds check before I sign?+
For supported Solana lending actions, SafeFunds validates the signer, market, reserve and allowed instructions, checks deposit, borrow and repayment amounts, and runs a simulation. The transaction review expires after 45 seconds.
What if conversion fails?+
Your USDG debt and interest remain due. A refund does not repay the loan. Keep your order record and manage repayment from Positions.